10 May

The Rate Debate.

General

Posted by: Tessa Parascak

The Rate Debate. One of the first questions that potential buyers want answered is: “What is your interest rate?” It is easy to think that this is the most important question, but there is a lot more to your mortgage contract than just the rate. And so, the rate debate continues! The rate debate is […]

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27 Apr

Benefits of Home Ownership.

Mortgage Tips

Posted by: Tessa Parascak

Benefits of Home Ownership. So, you have decided to utilize your buying power in the Canadian retail market and are looking to purchase a home – congratulations! This is a great step towards ensuring your future. As a potential homeowner, there are some amazing benefits that we think you should be aware of right out […]

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13 Apr

Out-Sized Jump In Bank of Canada Policy Rate.

Economic

Posted by: Tessa Parascak

Out-Sized Jump In Bank of Canada Policy Rate. Bank of Canada Hikes Rates by 50 BPs, Signalling More To Come  The Governing Council of the Bank of Canada raised the overnight policy rate by a full 50 basis points for the first time in 22 years. This was a widely telegraphed action that will be […]

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25 Mar

The Credit Challenge.

Mortgage Tips

Posted by: Tessa Parascak

The Credit Challenge. For most people, credit score isn’t something you spend much time thinking about. Especially if you are someone who is making good money and paying all your bills on time. When you are in that boat, it feels pretty good! But, when you miss a payment or you struggle to pay all […]

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22 Feb

5 Reasons to Invest in a Home Inspection.

General

Posted by: Tessa Parascak

5 Reasons to Invest in a Home Inspection. While home inspections might not be the most exciting part of your home buying journey, they are extremely important and can save you money and a major headache in the long run. In a competitive housing market, there can sometimes be pressure to make an offer right […]

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1 Feb

Staying Out of the Penalty Box.

Mortgage Tips

Posted by: Tessa Parascak

Staying Out of the Penalty Box. When it comes to mortgages, it is easy to focus on the rates and your current situation, but the reality is that life happens and when it does, rates won’t be the only thing that matters. First and foremost, the most important thing to remember is that a mortgage […]

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25 Jan

Renting Vs. Buying: What You Need to Know!

General

Posted by: Tessa Parascak

Renting Vs. Buying: What You Need to Know! When it comes to the Canadian housing market, there are lots of options for where to live! From renting an apartment to owning a single-family home, it all comes down to where you see yourself living and what you can afford! The beauty is, there is no […]

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18 Jan

How to Save with a Variable Mortgage.

Mortgage Tips

Posted by: Tessa Parascak

How to Save with a Variable Mortgage. When it comes to mortgages, the age-old question remains: “Should I go with a variable or fixed-rate?”. To make an informed decision, it is important to look at the type of buyer and the historical trends. When it comes to variable versus fixed-rate, it is important to understand […]

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4 Oct

Choosing Your Mortgage Broker.

General

Posted by: Tessa Parascak

Choosing Your Mortgage Broker. There is a little doubt that the biggest purchase of your life will be your home. When embarking on your homeownership journey, having the right support and information will make all the difference. Fortunately, a mortgage broker can help! With access to more than 230 lending institutions including big banks, credit […]

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